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What is Life Insurance?

Life Insurance is a contract between you and a life insurance company, which provides your beneficiary with a pre-determined amount in case of your death during the contract term.

Buying insurance is extremely useful if you are the principal earning member in the family. In case of your unfortunate premature demise, your family can remain financially secure because of the life insurance policy that you have purchased.

The primary purpose of life insurance is therefore protection of the family in the event of death. Today, insurance is also seen as a tool to plan effectively for your future years, your retirement, and for your children's future needs. Today, the market offers insurance plans that not just cover your life and but at the same time grow your wealth too.

Do I need life insurance?

Who Is an Insurance Broker?

Is there any other benefit of buying insurance other than the risk cover?

How much does life insurance cost?

How much do I insure myself for?

Can I buy insurance for my children too?

Are there any advantages of buying insurance at an early age?

Is there any policy with which I can plan for my retirement?

Is insurance better than other savings plan?

What is the Unit-Linked Insurance Plan (ULIP)?

What is Term Insurance?

What is the difference between traditional life insurance and unit-linked life insurance?

What is the difference between “term” and “whole life” insurance?

I have a physical disability, but I am economically independent. Will it disable me from getting life insurance coverage?

Can my policy ever be cancelled due to health or other reasons?

Do all life insurance policies require a medical test?

Can I take policy on somebody else’s name? What is the procedure for this?

Does the insurance company disclose the investments made in each fund?

What is underwriting?

For Business enquiry, call on: 011 45046022 / 45046000 or email to: partner@skicapital.net   contact@skicapital.net
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Surya Kiran Investment & Capital Services Pvt. Ltd.  * Insurance is in the name of Surya Kiran Investment & Capital Services Ltd. IRDA No: CA0177
   Address: 718, Dr. Joshi Road, Karol bagh, New Delhi 110 005
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